Backen Insurance Agency

One of the biggest mistakes I see people make is choosing the lowest liability limits just to save a few dollars.

Here’s the thing: liability coverage protects you if you’re at fault for an accident that causes bodily injury or property damage to someone else. If the damages exceed your policy limits, you could be responsible for the remaining costs.

Insurance isn’t just about meeting the minimum requirement—it’s about protecting your future, your assets, and your peace of mind.

When it comes to liability coverage, I’d much rather see you have more protection than not enough.

💬 If you’ve ever wondered whether your liability limits are enough, let’s review your policy together. It’s better to ask now than after an accident.

📞 406.293.5748
📧 [email protected]
Book a Review: https://calendar.app.google/kPJx9frbru6ULB3e7

Some great news for our Montana business owners! 👷‍♀️✨

I’m so happy to share that we’ve just received news of a rate revision for workers' compensation here in Montana, taking effect July 1st. This means lower premiums for many of our local businesses!

I know how hard you all work, and I believe my job as your agent is to do more than just manage a policy—it's to be a true steward of your business. I’m currently going through my clients' accounts to make sure everyone who qualifies for these new, lower rates is set up to see those savings the moment they go into effect.

I’m so excited to be able to pass these savings on to you! If you’re a local business owner and have questions about what this means for your specific coverage, send me a DM or give the office a call. I’d love to chat and make sure we’re keeping more of your hard-earned money in your pocket where it belongs.