OneCommonwealth Financial Group

Target date funds aren't all the same. Tuning the makeup of the portfolio to the investor can help balance risk and opportunity throughout the retirement journey.

WSJ: Managing Retirement Risk wsj.com

See the 3 key reasons why financial wellness programs are so important to employees—and how small and midsize businesses (SMBs) feel about those.


https://www.principal.com/businesses/trends-insights/principal-smb-sentiment?utm_medium=socialselling&utm_source=socialchannel&utm_term=livesocial&utm_campaign=bp_smbsentiment_all_2025

Employees value financial wellness programs - Q1 2025 principal.com

The recent market downturn highlights the importance of having a strategy that seeks to lock in gains and reduce investment risk when the timing is right. Owais Rana, Head of Investment Solutions at Principal Asset ManagementSM, shares valuable insights on navigating these challenges.

Read more ➡️https://www.principal.com/businesses/trends-insights/locking-success-why-ldi-matters-now-more-ever-db-plans?utm_medium=socialselling&utm_source=socialchannel&utm_term=livesocial

💡 The Treasury Department just announced the latest Series I bond rates, and here's what caught my attention: Starting November 1st, new purchases will earn 3.11% through April 2025.



A few key details worth noting:
➡️ The rate combines a 1.90% variable portion (tied to inflation) with a 1.20% fixed portion
➡️ This is a shift from the previous 4.28% rate we saw in May
➡️ For existing I bondholders, rate adjustments depend on your original purchase date



While rates have evolved from their historic highs, the fixed rate component continues to generate discussion among those focused on long-term wealth building. 💭

Treasury Department announces new Series I bond rate of 3.11% for the next six months The U.S. Department of the Treasury has announced new Series I bond rates through April 2025.

Could you find acres of diamonds in your own backyard? Watch this video.

Acres of Diamonds In life it often happens that the answers to our most pressing questions are right in our own backyards.