Rise Consulting

The ongoing Middle East conflict, especially disruptions around key oil routes, is the most important short-term variable. Economists are focused on whether inflation will return to target or stay sticky. The economy is still growing but signs of softening are emerging.

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The Markets (as of market close October 31, 2025) Wall Street experienced notable volatility in October, only to see each of the major indexes close the month higher.

In September, the IRS issued final regulations related to mandatory Roth catch-ups. Beginning in 2026, those with F**A wages exceeding $145,000 will be required to make catch-up contributions on a Roth, rather than a pre-tax, basis. Click below to learn more about these important changes! 👇

Mandatory Roth Catch-Up Contributions Begin in 2026 In September, the IRS issued final regulations related to mandatory Roth catch-ups. Beginning in 2026, those with F**A wages exceeding $145,000 will be required to make catch-up contributions on a Roth, rather than a pre-tax, basis. We've created a client alert to help explain what this may mean for...

In Q3 2025, U.S. equities surged to record highs despite tariff volatility, with strength driven by tech and AI stocks, while the Fed delivered its first rate cut since 2024 amid slowing job growth and persistent inflation. GDP rebounded strongly, corporate earnings hit new highs, and oil prices declined, highlighting an economy balancing resilience with inflationary and policy challenges.

The Markets (third quarter through September 30, 2025) The third quarter of 2025 may best be characterized by continued strength in the equity market, moderating but resilient economic activity, and a shift in the Federal Reserve policy toward interest rate cuts.

It's been talked about for years - will Social Security still exist by the the time I retire? Here's the latest on funding concerns for . 👇

Social Security and Medicare 2025 Trustees Reports: It's Time to Address Funding Concerns Payroll taxes from today's workers, along with income taxes on Social Security benefits, go into interest-bearing trust funds. During times when payroll taxes and other income exceeded benefit payments, these funds built up reserve assets. But now the reserves are being depleted as they are used to....