Tom Minich - Insurance Agent

Please be aware of the spam/scam calls or text messages! This is a message on the Medicare.gov website.
https://www.medicare.gov/basics/reporting-medicare-fraud-and-abuse

Reporting Medicare fraud & abuse Medicare fraud and abuse can happen anywhere, and usually results in higher health care costs and taxes for everyone.

In a Medicare Advantage Plan? You can still make a change!
From January 1 – March 31, if you’re in a Medicare Advantage Plan, you can switch plans or return to Original Medicare and join a separate Medicare drug plan. You can also add your providers while you’re comparing plans and find out if they participate in the plans you’re considering.
As we move further into 2026 and you have additional questions concerning your medicare plan, Let me know to assist.

A Medicare educational meeting will begin at 1pm tomorrow at the William K. Sanford Town Library, Stedman Room. Visitors can check at the information desk for directions to the room. The library is located at 629 Albany Shaker Road, Loudonville, NY.
Individuals who are approaching age 65 or older and wish to learn more about upcoming Medicare benefits may attend to receive information about the next steps, options, and opportunities

Four Parts of Medicare - Click on the link below for a short slide show for review. Any questions, let me know.

advocatehealthllc-my.sharepoint.com

I am often asked to describe Combined Insurance and the best choice for them. The following link from "Trusted Source" by Christine Lacagnina provides great information.

Combined Insurance Pros & Cons: Top Experts Review Founded in 1922, Combined Insurance offers supplemental life and health insurance coverage for individuals and employers.