Pill Pack

You could be enrolled in Medicare automatically
Older adults who are currently receiving Social Security benefits due to disability or retirement are automatically signed up for Medicare Part A and Part B upon eligibility. According to the Centers for Medicare & Medicaid Services (CMS), you or your family member will receive a packet of information a few months before they turn 65 or when they get their 25th month of Social Security Disability or Railroad Retirement Board (RRB) benefits.
At that time, they can choose to keep or decline Part B but can’t decline Part A unless they withdraw their original application for Social Security and pay back all Social Security cash benefits.

Consider signing up before you turn 65.
Did you know you can sign up for Medicare as early as three months before you turn 65? Many people find this tip very helpful in giving themselves more time and limiting the stress of missing their initial enrollment window. The Initial Enrollment Period (IEP) is the seven-month period when someone is first eligible for Medicare due to age. It begins three months before they turn 65, includes the month they turn 65, and ends three months after they turn 65. So, if deadlines consistently sneak up on you, write this down on your calendar.
That is not to suggest there are no other enrollment periods if you miss the IEP. But you might face penalties that could stick with you for the rest of your life. Understanding your options and enrolling before turning 65 could make a difference. Plus, coverage would start the first day of the month you turn 65. There is also an exception if your birthday is the first day of the month, in which case your coverage starts the first day of the previous month.