Chris Hamill-Financial Planner

There is no client satisfaction without advisor satisfaction, which is why Raymond James ensures advisors have the unique combination of freedom and full support they need to pursue professional happiness.

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Some of my favorite tax planning strategies:
-401(k) contributions
-HSA contributions
-QBI for business owners
-Backdoor Roth contributions
-Gifting via QCDs and donating highly appreciated stock

Understanding your tax return can seem daunting at first glance. Don't worry about understanding every line item, but here are the numbers that are important to know each year:

1. Adjusted Gross Income: Line 11

2. Taxable Income: Line 15

3. Total Tax: Line 24

4. Business Income or Loss (If applicable): Generally found on Schedule C, 1120-S, etc.

Spending 5 minutes reviewing these numbers will tell you a ton about your finances!

If you're starting self employment or consulting work mark down the dates that estimated taxes are due:

1st payment: April 15, 2024
2nd payment: June 17, 2024
3rd payment: Sept. 16, 2024
4th payment: Jan. 15, 2025