Kyle Rice, Financial Advisor

The U.S. Treasury just announced a six-month rate of 3.98%, effective through October 2025.

🔹 The rate includes a 2.86% variable portion tied to inflation
🔹 A 1.10% fixed rate rounds out the total
🔹 This is an increase from the previous 3.11%, but still lower than 2024's 4.28%

Rates update twice a year, so timing and purchase dates continue to influence bond performance. It's a reminder to stay aware of how inflation can impact fixed-income options.


Source:

Treasury Department announces new Series I bond rate of 3.98% for the next six months The U.S. Department of the Treasury has announced new Series I bond rates through October.

After weeks of market uncertainty, a message of stability may be settling in.

Following remarks from Scott Bessent—who publicly backed Fed Chair Jerome Powell—investors showed signs of renewed confidence. The 10-year Treasury yield ticked higher to 4.21% as sentiment steadied.

Bessent’s comments come at a time when questions about Fed leadership have added volatility to an already cautious environment. This shift may signal a broader willingness among investors to recalibrate expectations ahead of the next Fed meeting.


Source:

10-year Treasury yield ticks higher after Bessent reassures market over Powell's position Treasury yields were broadly higher as traders turn their attention to the Federal Reserve's monetary policy meeting next week.

Astronomers just witnessed the earliest stages of planet formation around a young star called HOPS-315, offering a real-time glimpse into what our solar system might have looked like over 4.5 billion years ago.

Using the Webb Space Telescope and the European Southern Observatory, scientists spotted hot minerals beginning to condense in the star’s gas disk. These are the very same ingredients that once helped shape Earth, Mars, and the rest of our planetary neighbors.

It’s the first time this process has been captured so early. And it’s raising new questions about whether rocky worlds like ours are more common than we once thought.


Source:

Astronomers capture the birth of a solar system Scientists say it's an unprecedented snapshot of “time zero,” when new worlds begin to gel.