IronPoint Insurance Services, LLC

You’ve probably seen the headline. Maybe even felt that gut-drop moment if you’re an agent—or a flicker of curiosity if you’re a small business owner. But before we take it at face value, let’s look at what’s really happening behind the numbers.

The truth? Most small business owners still rely on agents when it matters most. Sure, digital quoting is growing—but when the questions get complex, business owners want a human who can help protect what they’ve built.

We break down what the data actually says and why the future isn’t online vs. agent—it’s digital + human.

👉 Read the full post here: https://www.ironpointinsurance.com/online-buisness-insurance/

National Safe Boating Week Spotlight: Kids on Board? Read This First.

Boating with children is magical—but only if you plan like a pro. As part of National Safe Boating Week, we’re sharing our ultimate guide to keeping your smallest crew members safe, confident, and engaged on the water.

✔️ Real-world safety tips (not the kind they print on brochures)
✔️ How to turn your kids into junior crew members
✔️ The one insurance tip that might just save your summer

Whether you're a first-time captain or a seasoned skipper with toddlers in tow, this is a must-read before you launch.

👉 Start here: https://www.ironpointinsurance.com/boating-with-children/

Boating with Children: The Ultimate Guide to Creating Safe, Unforgettable Water Adventures Boating with children is more than life jackets and sunscreen. Learn how to create safe, confident, and unforgettable memories on the water.

General Liability covers your business. Kind of.

If by “covers” you mean lawsuits—but not your gear, your income, or your inventory.

A Business Owner’s Policy (BOP) gives you broader protection:

🏢 Property coverage
💸 Income replacement
🔌 Equipment losses
And yes, liability too.

If you’ve been sticking with GL alone, it’s time for a reality check. This post lays it all out—minus the insurance jargon.

👉 https://www.ironpointinsurance.com/business-owners-policy-vs-general-liability/