Patsy Hilton - NMLS 202511

Does your loan still make sense for where you are now? If you bought when rates were higher, or before your home gained value, there's a chance your loan could be working harder than it needs to.

Refinancing can lower your payment, cut down the interest you'll pay over time, or help you drop mortgage insurance if you've built enough equity.

Discover your refinance options at https://www.primelending.com/refinance/

Not finding the house you want on the market? Build it from the ground up!

Our new construction loans fund your home build with structured financing that rolls the cost of the land, construction, and your mortgage into one monthly payment.

Contact me to learn more about the process.

Thinking about asking someone to help you qualify for a mortgage?
It's important to know the difference-because these roles aren't the same.

A coborrower applies with you, shares ownership of the home, and helps strengthen your application by combining income and credit.
A cosigner doesn't live in the home but adds their credit to help you qualify.

Both can be helpful-but choosing the right one depends on your goals and who's helping you. Contact me and I'll walk you through your options.

ATTENTION HOMEBUYERS - Conforming loan limits are about to increase! The FHFA has announced the baseline conforming loan limit will increase to $832,750 in January 2026, the new high-cost ceiling loan limit for one-unit properties will be $1,249,125. Start shopping for your dream home now!

Get the full FHFA announcement here: https://www.fhfa.gov/news/news-release/fhfa-announces-conforming-loan-limit-values-for-2026