Open Enrollment

Coinsurance goes along with deductibles. Coinsurance is applied after you reach your deductible and before you reach your OOP. Coinsurance percentages can differ for specific services, so make sure to read the fine print of your insurance policy. If you have any questions comment below or contact us directly!

Learn more:
https://openenrollment.health/

Subsidies are based on your household income, and can be a great help if you qualify. Subsidies lower the monthly cost of insurance. In fact, 4 out 5 Americans qualify for insurance costs of $10 or less because of these subsidies. Contact us today to see if you qualify!

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https://openenrollment.health/

Every ACA plan will have a metal level attached to it. Usually deductibles, and OOPs go down as you go up to higher metal levels. Although Silver plans are an exception; they can have cost sharing reduction (CSR) applied that lowers these benefit costs even more. Catastrophic plans are for individuals under age 30 and are designed for healthy individuals who mainly want to protect themselves against a medical emergency.

Learn more:
https://openenrollment.health/

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