Summit Insurance Advisors

Life happens—and sometimes that means your health coverage needs to change too.

Did you know certain life events can qualify you to enroll in or update your health insurance outside of open enrollment? These are called midyear qualifying events, and they can include things like getting married, having a baby, losing other coverage, or even moving to a new area.

If you’ve experienced a recent change, you may have a limited window to take action—so don’t wait. Staying informed can help you avoid gaps in coverage and keep your healthcare costs manageable.

Check out our latest article to learn what qualifies, how the process works, and what steps to take next.

Midyear Qualifying Events Cheat Sheet This infographic discusses midyear qualifying events.

📢 2026 Payroll Heads‑Up: An Extra Biweekly Paycheck Is Coming
If your organization pays employees on a biweekly schedule, 2026 is bringing a rare twist — 27 pay periods instead of the usual 26. This timing anomaly happens only every 11–12 years and is driven entirely by how the calendar falls, not by policy changes. [claconnect.com]
Why it matters:

Some employers whose first 2026 payday lands on January 2 will see the final 2026 pay date shift to December 31, pulling an additional paycheck into the calendar year. [blog.domin...ayroll.com]
This can affect budget planning, employee paychecks, contribution limits, and payroll processing for both salaried and hourly employees. [members.em...ouncil.org]

The good news? With early planning and clear communication, organizations can navigate this seamlessly.
✔️ Review your 2026 payroll calendar
✔️ Adjust budgets proactively
✔️ Communicate any changes in salary calculations or deductions
✔️ Ensure compliance with state wage‑notice requirements where applicable [claconnect.com]
This extra pay period may be unusual — but it doesn’t have to be stressful. 🌟

Preparing for an Extra Bi-weekly Payroll Period in 2026 This article provides an overview of salaries, explores the implications of an additional bi-weekly payroll period, and offers strategies to prepare for it in 2026.

Merry Christmas and Happy New Year!