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https://finance.yahoo.com/news/florida-couple-flood-claim-denied-123700643.html

Florida couple’s flood claim denied over 3.5-inch step, despite 12 years of insurance payments. Here’s why After Hurricane Helene flooded their home, a Tampa couple’s insurance claim was denied because their sunken living room was deemed a basement. Now, they’re fighting back, challenging the policy's definition. Could your home face the same coverage risk?