James L Cook - Real Estate Broker

Houston update.

30-year mortgage rates are sitting around 6.0% right now — lowest level we’ve seen in over three years.

No, buyers aren’t rushing the gates.
Yes, inventory and confidence still matter.

But let’s talk numbers.

6% changes the monthly payment conversation compared to 2025.
Buying power improves.
Negotiation leverage still exists.

This isn’t a frenzy market.
It’s a thinking market.

If you’ve been on the sidelines waiting for it to make more sense — this is where the math starts shifting.

DM me “PAYMENT” and I’ll run real numbers for your price range.

DM me “VALUE” if you’re curious what this shift means for your home.

Portable Mortgages and 50 year mortgages… lets talk about it ….. what are your thoughts??

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