Auto Financial Group

Auto loan originations are softening heading into 2026.

For lenders, that means:
Lower volume. More competition. Tighter approvals.

Residual based financing can help your institution lower payments so you can capture more deals and grow your portfolio.

Auto loan originations soften at the end of 2025, start of 2026 “2026 has come out as kind of a moderate or a flat market," said TransUnion's Satyan Merchant. (3 min. read)