FIG Restoration
Another FIG client has closed on their home! 🏡
This is what establishment looks like.
My referral partner reached out to share the news…another household I walked through The FIG Restoration Method™ officially closed on their home this week.
This isn’t a coincidence. This is a season and it’s a testament to what happens when the right client meets the right system.
FIG works. The structure works. But the breakthrough belongs to the clients who show up serious, ready to be led, and committed to the strategy we build together.
That’s who FIG was made for.
Thanks to realtor, Mitzi Perez for trusting FIG with another client. When the credit strategy and the real estate strategy work together, families win.
Your income is back. Your credit can be too. Your home is next.
📲 If you’re ready to do this seriously — book your Credit Strategy Session at figrestoration.com.
We don’t just fix credit — we establish households.
30 days ago, no lender would have touched her file.
When she came to me, her credit was sitting in the 400s and she had a court ordered deadline to refinance. Today? She’s in the 600s — and approved for her mortgage refinance.
Here’s the truth nobody tells you: this loan only required a 580. She didn’t need perfection. She needed a strategy.
Every situation is unique. What worked for her timeline may look different for yours — FIG works aggressively and strategically. Some clients see progress in 30 to 45 days. Others, six months to a year. The point is that there IS a path, and it’s structured.
So why do people refinance in the first place? Three real reasons:
✔️A lower interest rate — even a small drop can free up hundreds every month
✔️Tapping into equity — using what you’ve built to fund a goal, consolidate debt, or invest back into your household
✔️Divorce — refinancing to remove a spouse from the loan and start a new chapter on solid footing
This is what The FIG Restoration Method™ is built for. We don’t chase shortcuts. We rebuild credit with structure, and we establish households for the long term.
Your income came back. Your credit can too. Let’s build the strategy.
📲 Ready to start? Link in bio to book your Credit Strategy Session.
We don’t just fix credit — we establish households.
12/31/2025
Who is Moncy Hawkins? 🌟🌟
I am the Founder of FIG Restoration, a credit consulting firm specializing in personal credit readiness for families and entrepreneurs.
For more than eight years, I have helped individuals and households move forward when credit is limiting their next steps. My work is not transactional. I take a diagnostic approach to credit, identifying patterns, timing issues, and behavioral factors that often impact approvals, opportunities, and long-term financial stability.
With over 20 years of experience in accounting, finance, and client service, I focus on preparing people to be truly ready for what they are pursuing—whether that is homeownership, business funding, certifications, or growth opportunities. I do not offer quick fixes. I provide guidance rooted in structure, accountability, and informed decision-making.
FIG Restoration is independently owned and recognized as a trusted resource for credit education, strategic analysis, and financial readiness. Our work supports families and professionals who are earning income but need a clear, intentional plan to move forward with confidence.
Areas of Focus
• Personal credit readiness and analysis
• Credit education and strategy sessions
• Household-based credit restoration
• Financial literacy training for organizations and teams
Speaking & Education
Black Enterprise, Colin Kaepernick-Know Your Rights, Houston Community College, Houston Area Urban League, WBEA–Women’s Business Center, SCORE Houston, and Podcasts, media outlets such as Majic 102.1, Amazing 102.5, and VoyageHouston.
Community & Institutional Collaboration
I partner with organizations, lenders, and community initiatives to strengthen financial foundations, reduce premature applications, and improve long-term outcomes.
What sets FIG Restoration apart is not just what we do, but how we think. We diagnose before we prescribe, prioritize readiness over urgency, and lead with integrity and consistency.
I welcome connections with professionals, families, and organizations committed to preparation, education, and sustainable financial progress.
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Telephone
Website
Address
Houston, TX
77084
Opening Hours
| Monday | 10am - 6pm |
| Tuesday | 10am - 6pm |
| Wednesday | 10am - 6pm |
| Thursday | 10am - 6pm |
| Friday | 10am - 6pm |