Lisa Johnson Agent

Life Insurance
Is
Love Insurance

If you're looking to buy an annuity, it's important to understand that there are two types of
annuities: fixed and variable.
Fixed annuities are fixed payments made to you over a period of time. A fixed annuity is a good choice if
you want guaranteed income for life, but there's a chance that your payments will decrease as time
goes on. That's why we recommend comparing both fixed and variable annuities before making a
decision.
Variable annuities are investments in which the amount of money paid out each year is based on how
long you have left until retirement age. The longer you live, the more money you'll receive from these
investments each year. This type of investment is ideal if you want an income stream without having to
worry about inflation or interest rates changing over time.

ANNUITIES are a great way to make sure you're getting the most out of your life insurance policy.

In fact, if you're paying a lump sum for your policy, it may be worth it to buy an annuity instead.
Annuities offer more flexibility in how you can use the money you've saved up—for example, they can
be used to pay off debt or invest in stocks and bonds.

You can also make sure that you're getting the most out of your investment by choosing a higher level of
coverage and/or paying premiums based on your age.