DMI

Most advisors treat annuities like an “early retirement” tool.
Morningstar’s take: you’re almost never “too old” to benefit.

Here’s what that really means in the field:
When an older client asks about income, the job isn’t age. It’s fit.

Advisor filter:
-- What income needs to be non-negotiable?
-- What risks are we reducing: sequence, longevity, care costs?
-- How much liquidity stays liquid?
-- What’s the simplest structure the client will actually keep?

The win isn’t “sell an annuity.”
It’s right-size the guarantee so the rest of the plan can breathe.

Link in the first comment. 👇

"𝗬𝗼𝘂'𝗿𝗲 𝘀𝘁𝘂𝗰𝗸 𝗶𝗻 𝘁𝗵𝗲 𝗿𝗼𝗮𝗰𝗵 𝗺𝗼𝘁𝗲𝗹."
That's how Tom Haines (EVP, Annexus) described the teaser-cap trap most S&P 500 FIAs walk advisors into.

30 seconds of straight talk. Watch before your next renewal call.

Full webinar link in the comments 👇