Branch Lending
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Here is exactly how we help you win the deal:
100% Rehab Funding: We cover all of your renovation costs so you can keep your cash liquid.
Up to 90% LTV: We fund up to 90% of the purchase price, keeping your upfront out-of-pocket costs incredibly low.
Rates from 7.99%: Highly competitive rates to maximize your profit margins.
Flexible Terms: Choose from 12, 18, or 24-month terms tailored to your project’s timeline.
No Red Tape: Speed is everything in this market. Enjoy limited documentation and lightning-fast closings.
Stop letting funding delays kill your hustle.
Let’s get your next project off the ground today! 🛠️💼
Most real estate investors ask,
What’s the rate? first but the lowest rate does
not always mean the best loan.
Before signing a term sheet, ask about your total cash to close, renovation draws, extension costs, fees, and whether the financing matches your exit strategy.
Comment “CHECKLIST” to get the questions every investor should ask before choosing a lender.
Programs, terms, and eligibility vary and are subject to underwriting.
07/10/2026
The investor owned this highly desirable 3-bed, 2-bath townhouse with strong equity and a stellar credit score, but traditional banks wanted to pull years of tax returns, business audits, and W-2s just to qualify.Instead, we structured a seamless Rental Loan product based entirely on the property’s cash flow.
The Deal Breakdown:📍 Property: 3 Beds, 2 Baths (Brooklyn)
Estimated Asset Value: $1,500,000
💸 Loan Type: Cash-Out Refinance at 75% LTV
💵 Total Cash Out to Investor: $1,125,000
📉 The Rate & Term: Competitive 6.75% on a 30-Year Fixed program
📊 Rental Income: $6,800/mo
Why a DSCR Product Made This a Slam Dunk:
Because we utilized our DSCR loan program, we didn't calculate the investor's personal debt-to-income ratio. We looked at the numbers that actually matter: the asset's performance. With a strong gross monthly rent of $6,800, the rental income easily covered the property's debt service (taxes, insurance, and principal), meaning it qualified on its own merit.
The investor walked away with over $1.1M in cash to instantly deploy into their next multifamily acquisition.If you have a strong property in New York or nationwide generating high monthly cash flow, stop letting conventional bank underwriting slow your growth.
We offer rates starting at 6.25%, up to 80% LTV, and options ranging from 30-year fixed to 40-year interest-only terms to maximize your monthly cash flow. Let's get your equity working for you.📥 DM us or contact us directly to run your property's scenario!📧 [email protected]📞 516-888-7750🌐 www.branchlending.com
Investors, let’s talk numbers.
This property is valued at $395,000. Here is exactly how you can leverage our Rental Loan Program to maximize your cash flow on this asset: Cash-Out Refinance (75% LTV)Loan Amount: $296,250 (30-Year Fixed at 6.25%) Interest-Only Payment, With rates starting at 6.25% , 30- or 40-year terms , and interest-only options, we build loans that scale portfolios.📲 Let’s talk! Call 516-888-7750 or DM us to get pre-approved.
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24 Great Neck Road
Great Neck, NY
11021
