OneSource Wealth Management

We’re now just one week away from our next in-person Legacy Wealth Generator workshop, and registrations have been coming in swiftly.

If you have been meaning to register, now is the time. We encourage you to reserve your spot early for yourself, or for you and your spouse or partner, before space becomes more limited.

Join us for a FREE Retirement Planning Workshop & Dinner on Wednesday, April 29, 2026 at Diablo Hills Golf Course in Walnut Creek.

Join John Scambray and Giuseppe Visconti for an informative evening focused on:
* Retirement Asset Protection
* Enhanced Income Strategies
* When to Take Social Security
* Should You Convert to a Roth IRA

Don’t let inflation, taxes, and market uncertainty quietly chip away at the retirement savings you’ve worked hard to build.

🍽️ Dinner is included in a private banquet room inside The Greenery Restaurant and Sports Bar.

Reserve your seat now:
https://www.healthwealthadvisory.com/04-29-Workshop---Walnut-Creek,-CA.15.htm

📅 Save the date for our next FREE Retirement Planning Workshop & Dinner on Wednesday, April 29, 2026.

We’re also excited to announce a new location for this event - Diablo Hills Golf Course in Walnut Creek.

Join John Scambray and Giuseppe Visconti for an informative evening focused on retirement planning strategies, income planning, asset protection, Social Security timing, and more.

🍽️ Free dinner is included
📍 Private banquet room inside The Greenery Restaurant and Sports Bar
🕕 6:00 PM - 7:30 PM

Reserve your seat now:
https://bit.ly/4vhD2qX

Add it to your calendar:
https://evt.to/c1l01vjq59d2

Ever Googled someone and found their home address, phone number, and maybe even email sitting in plain sight?

Identity protection is essential for helping to safeguard financial accounts and credit, which is why it matters. 🔒

If you’re interested, here are some tips to help you remove personal information from Google Search results.

🌐 Use “Results about you” to locate results with contact details, and set alerts for new matches.

🌐 Submit a removal request for personal contact info like home address, phone number, or email.

🌐 Provide the exact page URLs that contain the information. Google reviews each URL submitted.

This is a simple, high-impact privacy step. For additional protection, pair it with strong passwords, two-factor authentication, and regular credit monitoring. You can’t be too careful.

Did you know the typical first-time homebuyer is now 40?

That is why more parents are stepping in, nearly 80 percent of Gen Z homeowners say they received family financial help.

If you are considering helping an adult child buy a home, the key question is usually not “should we help,” it’s “how do we structure it?”

Before money moves, pressure test four things:

➡️ Gift, loan, or shared ownership? Each has different implications.
➡️ Protect your strategy. Help them without creating pressure on your own liquidity and goals.
➡️ Protect the family. Prepare such that you’re protected if life changes or the home is sold.
➡️ Keep it fair. Think ahead about sibling dynamics and future gifts.

Most families are surprised by how many options exist and how different the outcomes can be.

If you have done this, what worked best in your situation?

Ever paid a credit card off, then wondered why the credit score barely moved, or even dipped?

Here are 5 tips that might help raise your score—do you check all the boxes?

✔️ Payment history is the biggest factor; one missed payment can outweigh a lot of “good behavior.”

✔️ Credit utilization can change quickly; a common guideline is less than 30 percent, and top scores tend to be in the single digits.

✔️ Paying more than once a month can be beneficial, especially if you pay before the statement closes.

✔️ A credit limit increase can lower utilization quickly, as long as spending stays flat.

✔️ An authorized user setup can help, even without using the card, when added to a well-managed account.

When borrowing is on the horizon, aligning credit moves with the broader financial strategy may help.