Save Money On Health Insurance

What changes can I make to my health insurance during the Medicare Advantage Open Enrollment Period?

There are two basic changes that Medicare enrollees can make during the Medicare Advantage Open Enrollment period:

1. Seniors who are enrolled in a Medicare Advantage Plan (that does or doesn’t have prescription drug coverage) have the option to change to a different Medicare Advantage Plan (that does or doesn’t have prescription drug coverage).

2. Seniors who are enrolled in a Medicare Advantage Plan can move back to Original Medicare. Original Medicare covers Part A (hospital insurance) and Part B (medical insurance). Since Original Medicare does not include prescription drug coverage, seniors who return to Original Medicare during this time are also given the option to join a Medicare drug plan.

What changes to my health insurance are not allowed during the Medicare Advantage Open Enrollment period?

There are three changes that seniors enrolled in Medicare cannot make during the Medicare Advantage Open Enrollment period:

1. Seniors who are enrolled in Original Medicare cannot switch to a Medicare Advantage Plan.

2. Seniors who are already enrolled in Original Medicare cannot join a Medicare drug plan.

3. Seniors who are enrolled in Original Medicare cannot switch from one Medicare drug plan to another.

Medicare can be confusing, we are here to help and provide guidance to the right plan for you and to be most cost effective! Call our office at 480-878-7444. Have a great year!

Are you a hiker, biker, or just an avid outdoors-person? Have you ever thought about the cost associated with a mountain rescue, or any rescue where there is a need to dispatch a helicopter? The cost for this can be up to $10,000, or possibly exceed $10,000. How do you possibly pay for this, sometime insurance won't cover this, or you may have limited coverage. What about your deductible? $5,000, $6,350 or more? We can help get that helicopter ride covered, as well as, your deductible for a small price to pay for that accident, just call our office, or send us a Facebook message for a no-obligation explanation of how we can help!
480-878-7444.

Take control of your medical expenses! We help clients lower their out-of-pocket expenses by educating how and where to get many common tests. There aren't a set of rules on what medical facilities charge for different tests. This article spells this out, well worth the read!

Buyer Beware: Overpriced Diagnostic Imaging Centers - Green Imaging Privately owned independent outpatient facilities often offer diagnostic imaging exams for 50-80% off those performed at a hospital. Want to know how?

We have started offering an updated, more benefit-rich version of an already popular health plan option that our clients have been using for years!

Would you be interested in having a $0 deductible? Our plans offer "first dollar coverage", deductibles are now a thing of the past and something many didn't always understand anyhow...

Also, our plan's benefits increase each year that you stay on the plan! The benefits in year 5 are almost double what year 1 offers and we won't increase your plan premium based on getting older! Touch base with our office today and ask for a no-obligation quote! We will provide a cost and plan comparison based on your current coverage, then you decide if you want to move forward...

Our office number is 480-878-7444, we look forward to hearing from you!