BASC Expertise

Most entrepreneurs set up a SEP IRA or traditional IRA simply because it was the easiest option when they started out. But as your business grows, sticking with the wrong account structure can cap your savings and quietly cost you tens of thousands in tax deductions every year.

Here’s why choosing the right vehicle matters:

✅ A Solo 401(k) lets you contribute as both employee and employer, enabling much higher tax write-offs at lower income levels than a SEP IRA.

✅ Strategic conversions allow you to lock in tax-free growth now, saving massive amounts when taking future distributions.

✅ Aligning your retirement contributions with your entity structure (like an S Corp) optimizes your overall tax position.

Stop defaulting to the standard options. Pick the strategy built specifically for your cash flow and entity structure.