Richon Planning

Most explanations of a Roth IRA leave you more confused than when you started. Then a cartoon cat does it in under two minutes and it finally clicks. Peter watched this one and couldn't stop laughing. His take? These cats know more than some humans handing out money advice.

Here's the thing. They actually got it right. A Roth IRA flips the usual order. You pay the taxes now, while you know what the rules are, instead of betting on what they'll look like years down the road. In retirement, qualified withdrawals are yours to keep. No required minimum distributions forcing money out before you want it. No surprise bill in a year you can least afford one.

That's the part most people miss. It was never really about the account. It's about who controls the tax bill and when, you or the IRS.

So if a cat can make the case this clearly, here's a fair question. What's actually stopping you from looking at whether a Roth fits your plan?

Someday starts today.

Would you pay thousands more for health insurance because you earned one extra dollar?

Most people don't realize this rule exists.

Watch to learn about the ACA Subsidy Cliff and how it could affect your healthcare costs in retirement.

Call Richon Planning 919-300-5886 or comment ‘INSURANCE’ to learn more 👀📲


DISCLAIMER:
Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Richon Planning, LLC are independent of each other. Insurance products and services are not offered through BCM but are offered through individually licensed and appointed agents with Richon Planning, LLC. Brookstone Capital Management (BCM) and its Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to disclose any conflicts of interests and all associated fees. Please refer to the BCM firm brochure (Form ADV 2A) for additional information regarding the fiduciary standard.






Music: Chill Lounge Journey
Musician: Gummy MusicLab
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