Home Score Solutions

Questions we get asked often: If my credit scores are under 600 do I have bad credit?

The answer to this question is not as simple as a yes or no. The reason behind a low credit is score depends on several aspects. Credit card balances, collections, payment history, a mix of revolving and installments and credit inquiries.

Your credit score is nothing more than a mathematical formula used by the credit bureaus. What this means is that a low credit score could be an unhealthy credit report and not necessarily one that has negative accounts. If you would like to learn more and receive a free credit analysis to determine if credit repair is good for you. We can help you access a credit report at no charge and guide you on what you need to do.

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