DFW Merchants Payment Services
What should merchants do to avoid chargebacks?
Always insert EMV chip cards when a chip is present—do NOT bypass to swipe or key enter the card
Avoid manually entering card numbers. If the transaction cannot be processed, request an alternative form of payment
Encourage contactless and mobile wallet transactions
Train employees to recognize suspicious fraud indicators and behavior patterns
Follow terminal prompts and established card acceptance workflows
These practices are critical to reducing fraud exposure, minimizing disputes, and protecting merchants from unnecessary financial loss.
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