Prosperity Insurance

🏠🚗 Quick question…

Do you have your home + auto bundled together?

If not, there’s a very good chance you’re overpaying 👀

I’ve been saving people up to $800+ a year just by combining policies.

Comment “BUNDLE” and I’ll check yours for free (takes 5 mins, no pressure)

We can help you save money on your auto insurance!

Also by bundling your home and auto you can save 10% or more!

Do you own an annuity?

Are you worried about an extended care event?

Here's a secret ... the Pension Protection Act (PPA) allows you to roll over your annuity to a long-term care annuity and have the benefits come out completely TAX-FREE.

Gain of a zillion dollars? All tax-free when used for long-term care.

If you have an annuity or are worried about how you're going to cover long-term care....reach out to Prosperity Insurance today.

We have access to the best products in the marketplace, with the ability to provide you the best solutions available.

Your trusted insurance partner,

A.G.

Probate - a term we all may have heard, but not know what to do with when it comes to our lives.

Oftentimes time consuming, costly, and stressful, here are ways you can avoid it:

1️⃣ Name Beneficiaries on Financial Accounts
-This allows assets to pass directly to named beneficiaries without probate.

2️⃣ Establish a Revocable Living Trust
-You remain in control as the trustee, and upon death, the successor trustee distributes assets without probate.

3️⃣ Use Joint Ownership with Right of Survivorship (JTWROS & Tenancy by Entirety)
-When one owner dies, the surviving owner automatically inherits the property without probate.

4️⃣ Give Assets as Gifts Before Death
-You have the ability to give away assets before you die meaning they are no longer a part of your estate and won't go through probate.

If you can avoid probate, it is probably in your best interest.

You can save time, reduce costs, maintain privacy, and avoid family disputes by having a plan in place now.