Covenant Reformed OPC

Faith is not self-generated but Spirit-given. Faith does not arise from fallen human nature (1 Cor. 2:14) but from the life-giving work of the Holy Spirit (John 6:63). The Spirit opens the heart, grants understanding, and creates faith through the gospel. As Calvin states elsewhere, "Faith itself is a singular gift of God." — Institutes 3.2.34

"When we are greatly grieved in soul for sin, so that it even 𝑐𝑢𝑡𝑠 𝑢𝑠 𝑡𝑜 𝑡ℎ𝑒 ℎ𝑒𝑎𝑟𝑡 to think how we have dishonoured God and disparaged ourselves by it, when we conceive an aversion to sin, and earnestly desire and endeavor to get clear of the principles of it and never to return to the practice of it, then we rend our hearts for it, and then will God 𝑟𝑒𝑛𝑑 𝑡ℎ𝑒 ℎ𝑒𝑎𝑣𝑒𝑛𝑠 and come down to us with mercy." ~𝐌𝐚𝐭𝐭𝐡𝐞𝐰 𝐇𝐞𝐧𝐫𝐲 on Joel 2:13

Westminster Larger Catechism Q&A 27