Shaver Insurance

February is full of milestones that shaped culture, language, and science. That being said, we wanted to take a second to share some of our favorite historical moments from the month.

📚 February 1, 1884 - The first part of the Oxford English Dictionary was published, laying the groundwork for what would become the most comprehensive record of the English language.

🧸 February 15, 1903 - The very first teddy bear went on sale after a shop owner received permission from President Theodore “Teddy” Roosevelt to use his nickname. The cuddly toy quickly became a childhood classic.

🧬February 28, 1953 - Scientists revealed the spiral structure of DNA, forever changing how we understand genetics.

Which of these February milestones do you find most interesting? Share your thoughts in the comments!

Owning a small business can come with a lot of considerations, regardless of whether you’re just starting out or have been running your business for years. One major thing that business owners need to consider is their commercial insurance coverage. It can be tricky for small businesses to balance cost and crucial coverage.

With that in mind, we wanted to share a few foundational coverages most small businesses benefit from:

✅ General Liability Insurance helps against bodily injury or property damage claims.
✅ Commercial Property Insurance can help cover buildings, equipment, and inventory.
✅ Business Owner’s Policy (BOP) will typically combine liability and property insurance into one affordable package.
✅ Workers’ Compensation Insurance is required in most states if you have employees.

Your needs will depend on your industry, size, and risk profile, but having the right coverage can help save you from costly surprises.

Our firm is here to help make sure that you have the coverage you need without breaking the bank. If you have a question about the right type of insurance for your small business, give us a call.