Consumer Attorneys

If your identity is stolen, acting quickly matters. Filing a police report and an FTC identity theft affidavit can help document the fraud and strengthen your dispute.

YOUR CREDIT FILE COULD BE MIXED WITH A STRANGER

A “mixed file” can happen when someone else’s accounts or identifiers show up on your credit report. This can lower your score or even lead to credit denials if not corrected.

YOU CAN STILL SUE AFTER YOUR CREDIT REPORT IS FIXED

Correcting the error doesn’t erase the damage it caused. If inaccurate reporting cost you money, housing, or opportunities, you may still have legal rights under the FCRA.

ONE CREDIT REPORT ERROR CAN DROP YOUR SCORE 100 POINTS

A strong credit dispute starts with details. Identifying the error clearly and providing proof can make all the difference when protecting your rights under the FCRA.