Jim Harris-REALTOR

Mortgage Term of the Day:
PMI is insurance that protects the lender if you stop making payments on a conventional loan.

🔹 Usually required when your down payment is less than 20%
🔹 Adds a monthly cost to your mortgage payment
🔹 Can often be canceled once you reach 20% equity in your home

💡 Good to know: PMI helps buyers purchase homes with smaller down payments!

Lots of greenery and flowers to give to a softer, friendly appeal for this home.

If you find yourself in a housing market where your agent is telling you to prepare for bidding wars, make sure you're prepared. Here are three strategies for winning a bidding war!

4 Things You Should Know Before Making an Offer on a Home By being prepared, knowing what to expect and working closely with your real estate agent, you can be confident in putting together a strong offer on a home.

I love the texture and colors of the wood flooring in this dining room and kitchen! What do you think about it?