Tim Rocco & Daughters General Contracting
04/18/2026
Rick brought up a good scenario the other day.
His buddy just had a kid, owns a few rental properties, and has about 10% saved. He was trying to decide if he should wait or move now.
My advice was to move.
For a primary residence, you don’t need 20% down. You can often get in with closer to 5%, and in many cases we can negotiate seller assist to help cover closing costs.
That allows you to keep more of your cash instead of putting everything into the deal upfront.
A lot of people wait longer than they need to.
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