Allison Jacobson

December is here. The window for smart financial moves is closing.

As the year wraps up, there’s still time to make decisions that can impact your taxes, savings, and long-term goals.

Here’s what I’m reviewing with clients before year-end:
• Are retirement contributions on track or maxed out?
• Is a Roth conversion worth considering this year?
• Have we used any gains or losses intentionally in taxable accounts?
• Are charitable and family gifts structured efficiently?
• Are we positioned to enter 2026 with a clear financial strategy?

Most of these opportunities disappear on December 31.

If we haven’t had a year-end planning conversation yet, now is the time.

Source: https://bit.ly/4oNYBuE
RBC WM does not provide legal, accounting or tax advice and all decisions regarding your investments should be made in consultation with your independent advisors. For more information see “Legal and Tax Advice” at www.rbcwm.com/legal-tax-advice

In the Investor’s Edge newsletter for fall 2025, gain tips on using RMD funds, scoring a touchdown with wealth planning, investing when young, key strategic considerations for business owners and business succession planning.

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