Cushner Capital Group

DSCR Loans. How do these work and benefit Investor clients?
Investors are sometimes denied loans at the bank, due to an inability to show enough income on their tax returns, a high enough credit score, insufficient debt to income ratios, or other typical bank criteria. The DSCR loan, an acronym for “Debt Service Coverage Ratio”, does not rely on those factors, but rather the cash flow of the property. It is a make sense mortgage based on the income versus debt of the property, rather than the borrower’s income. A traditional mortgage loan will require a review of the borrower's income verification, tax returns, a very high credit score and debt ratios. DSCR Loans require none of these! This is ideal for real estate investors looking to leave behind the hassle, paperwork and headaches of conventional financing. Rates are very low and can be used for single family homes as well as multiple unit complexes. We have programs that will go up to $3M! Ditch the search for endless paperwork and hurdles. Call us at (760) 845-9035 for a free assessment to see if your property qualifies!

Happy 4th Of July!

🎆🇺🇸 Wishing you a spectacular Fourth of July filled with joy, laughter, and cherished moments with loved ones! 🎇 As we celebrate the birth of our nation, let's also celebrate the freedom and opportunities that make this country so special. 🗽May your day be filled with BBQs, fireworks, and the warmth of home.