CLS Insurance Services

In 2026, a $1M General Liability limit is the new "uninsured."

Think a million dollars is a lot?

Not in a California courtroom. With social inflation on the rise, even minor slip-and-fall settlements are crossing the seven-figure mark. If your policy hasn't been updated since 2023, one "nuclear verdict" could end your business.

We don't just sell policies; we stress-test your limits against current CA jury trends.

DM 'LIMITS' for a gap analysis of your current coverage.

📢 𝗣𝗿𝗼 𝗧𝗶𝗽: Planning ahead pays off! With fewer home insurance carriers in California, it’s a smart move to explore your options before your current policy expires.

Starting early means more choices and a smoother renewal.
Let’s get ahead of the game together! 🏡✨

Wondering why your workers’ comp premium is high?
Several factors can impact your rate, from industry risks to past claims.

𝗪𝗮𝗻𝘁 𝗮 𝗽𝗼𝗹𝗶𝗰𝘆 𝗿𝗲𝘃𝗶𝗲𝘄?
𝗟𝗲𝘁’𝘀 𝗳𝗶𝗻𝗱 𝘄𝗮𝘆𝘀 𝘁𝗼 𝗹𝗼𝘄𝗲𝗿 𝘆𝗼𝘂𝗿 𝗰𝗼𝘀𝘁𝘀—𝗗𝗠 𝘂𝘀 𝘁𝗼𝗱𝗮𝘆!

🚨 𝗪𝗔𝗥𝗡𝗜𝗡𝗚: Your Home Insurance May Not Cover Everything!

Think you’re fully protected? Think again. Many policies don’t cover:
❌ Wildfire damage in high-risk zones
❌ Water damage from floods or leaks
❌ Temporary housing if your home is destroyed

💡 Don’t wait for disaster to strike
𝗗𝗠 𝗺𝗲 𝗳𝗼𝗿 𝗮 𝗽𝗼𝗹𝗶𝗰𝘆 𝗰𝗵𝗲𝗰𝗸!