Pro Insurance Group

Today, we pause to remember and honor the brave men and women who made the ultimate sacrifice for our country.

Their courage, service, and dedication to protecting our freedom will never be forgotten.

At Pro Insurance Group, we are grateful for those who gave everything — and we stand with the families who carry their legacy forward.

Wishing everyone a safe and meaningful Memorial Day.

Quick question for any Illinois homeowner reading this: when's the last time someone actually showed you the math on whether bundling your home and auto insurance is saving you money?

Most carriers advertise "save up to 25% by bundling!" and that's true... sometimes.

We just published a breakdown of the 6 situations where bundling is actually the WRONG move and costs you more money. A few examples:

✅ Bundle: most homeowners with standard cars and no home-based business
❌ Don't bundle: classic car owners, home-based business owners, rental property owners, households with a younger driver, or anyone whose home and auto carriers don't compete on both products

The catch is that captive agents (the ones who only sell one company's policies) can't show you a non-bundled option even if it's cheaper. That's where an independent agency comes in.

If you want to see whether bundling actually saves YOU money or just feels like it should, we'll quote it both ways across multiple carriers. No pressure, no obligation.

Read the full post here:
https://hubs.la/Q04hPjZ70

Or message us directly and we'll start the comparison. 📞
https://hubs.la/Q04hPjZ70

When Should You Bundle Home and Auto Insurance Policies? Bundling home and auto can save 5-25%, but it's not always the best move. See when to bundle, when to keep policies separate, and find the lowest cost.

When Do Businesses Need Commercial Umbrella Insurance Coverage?

When Do Businesses Need Commercial Umbrella Insurance Coverage? Learn when businesses need commercial umbrella insurance and how it protects against large claims that exceed standard policy limits.

Most homeowners and drivers carry $300,000 to $500,000 in liability coverage. For a serious at-fault accident, a dog bite lawsuit, or a teenage driver claim, that is rarely enough.

A personal umbrella policy adds $1 million to $5 million of additional liability protection on top of your auto, home, and recreational vehicle coverage. For most Illinois households, the cost runs $200 to $400 per year for $1 million in coverage.

Read our full guide to personal umbrella insurance:

Personal Umbrella Insurance | Pro Insurance Group Personal umbrella insurance adds $1M to $5M in extra liability protection above your auto and home policies. Quote with Pro Insurance Group.

Construction has become the #1 industry for business email compromise and wire fraud losses.
The reason is structural: high wire transfer volume + email-based vendor communication + decentralized payment authority = the perfect target.

Average loss per incident: $185,000.

Real anonymized claim from a $14M GC: spoofed concrete subcontractor email with updated banking instructions. AP clerk processed a $310,000 wire to the fraudulent account before anyone noticed. Fully covered by the cyber policy because they had a $500K social engineering sublimit (instead of the default $100K most policies start with).

Cyber liability for contractors averages $1,000-$2,500 per year. One of the lowest-premium / highest-ROI commercial coverages in the market.

Full guide: 2026 cost ranges, coverage priorities for construction, real claim scenario, and 6 ways to lower premium ↓
https://hubs.la/Q04f5rYl0
https://hubs.la/Q04f5rYl0

Cyber Insurance for Contractors in 2026: Wire Fraud Protection Guide Cyber liability insurance for construction averages $1,000-$2,500/year in 2026. See wire fraud risks, coverage essentials, and contractor requirements.