Early Insurance Agency

That cozy cabin, or condo at the slopes — any vacant vacation or seasonal home — has special insurance considerations. Call me to find out more.

You’re *three times* more likely to be in a car crash if you are tired. Fact

Get up an hour earlier, or go to bed an hour later? The end of daylight saving time is Nov. 6 at 2 a.m. Unless you live in Arizona or Hawaii, remember to set your clock back one hour. Why? Good question. Learn a few facts (and, no, it has nothing to do with farmers). farme.rs/daylightsaving

You’re excited. You’re scared. And, truth time, maybe you don’t know what “replacement value” means? Buying a new home is BIG and making sure you have the homeowners insurance that is right for you can feel daunting. I’m happy to answer your questions.