Michelle Mor Gabay - Financial Advisor

You can slowly build toward your future while still enjoying the fruits of your labor in the present.

I’d be happy to get together to help ensure that you can strike the balance between planning for the future and enjoying today.

Do you want to get adventurous, but you’re not sure if you have the room in your budget? Or maybe you want to pick up a new hobby, but you’re worried about the financial commitment? An advisor can help. Contact the office today to work towards a budget that fits your lifestyle.

“I can’t afford to save now, but I’ll definitely get serious in the future.”

“1% won’t make an impact, I’ll make up the difference later on.”

“Retirement is so far away; I don’t need to worry about it now.”

While it may seem reasonable in the present, a negative money mindset like this can cause problems for the future you.

Don’t sabotage your future self. Small efforts now can make all the difference later.

While it may seem small, increasing your retirement contributions by 1% as you scale your wealth can make a huge difference down the line.

The biggest costs we must face in a calendar year are often the ones we expect the least.

No matter how diligently we plan, we can’t avoid emergency situations that call for large spending.

Make sure to account for any emergencies that may require extra spending allocation as you make your budget for the second half of the year. After all, it’s better to have it and not need it than need it and not have it.

Whether you’re getting ready to go back to university, saving for retirement, or preparing for a big purchase, planning is essential to your financial success.

June 19, otherwise known as Juneteenth, is a holiday formed in celebration of the abolition of slavery in 1865 at the close of the American Civil War. It is an important chapter in the history of our nation and was officially recognized as a federal holiday in 2021!

Over 50% of Americans have not started planning for retirement.

It may seem intimidating, but it doesn’t have to be. Starting with small contributions can make a big impact for future you.

Let me know if you’d like to create a retirement roadmap that works for your financial situation.

June 15 is Father’s Day! On this day, we celebrate all of the amazing fathers who have raised us. Fathers are role models, mentors, teammates, coaches, teachers, or all of the above to every one of us, sharing a special bond with us throughout life.

As you make your way closer to retirement every day, it is important to be able to visualize what your ideal lifestyle may look like. Even if things change, having a plan in place can help you pivot toward whatever your lifestyle might look like.

(Consider swapping the graphic with your own vacation photo!)
It’s officially summer, which means warm weather and vacations.

Do you have any vacation plans for this summer? If so, it could be a worthwhile plan to begin
making a budget for how much you’re comfortable spending on things like hotels, restaurants, tours, and other activities.

Where are you headed this summer?

If you haven’t started contributing to your retirement accounts, there is no better time than now. Even if you decide to contribute just 1% of your paycheck, it can make a huge difference over time.