LRod_RealEstate

Happy first day of fall y'all! Fall is one of our favorite seasons and these are some of the reasons why..⠀⠀⠀⠀⠀⠀⠀⠀⠀
1. Pumpkin spice everything⠀⠀⠀⠀⠀⠀⠀⠀⠀
2. Falling leaves⠀⠀⠀⠀⠀⠀⠀⠀⠀
3. Sweater weather⠀⠀⠀⠀⠀⠀⠀⠀⠀
4. Pumpkin patches⠀⠀⠀⠀⠀⠀⠀⠀⠀
5. Pie (need we say more)⠀⠀⠀⠀⠀⠀⠀⠀⠀
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What are some of the reasons you love fall?⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Have you been dreaming about relaxing by the pool? How about hanging out in your own hot tub on those cooler nights? I can help you find a home with a pool and a hot tub so you can swim during the day and relax during the night. I know we are going to be headed towards the cooler months, but hey! Who said there aren't such things as a heated pool? 😉⠀⠀⠀⠀⠀⠀⠀⠀⠀
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🚨Calling all sellers🚨⠀⠀⠀⠀⠀⠀⠀⠀⠀
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One of the most important things you can do when getting ready to list your home is to stage it. Why?⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Home staging will increase your power and appeal and is meant to stir up the imagination of the buyer. A properly staged home should allow buyers to feel as though they are already living in that space.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Consider this: Staged homes sell for an average of 6% higher than the listing price!⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Here are some tips on how to stage your home:⠀⠀⠀⠀⠀⠀⠀⠀⠀
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🔸 Create a “skyline” on any shelves or mantles⠀⠀⠀⠀⠀⠀⠀⠀⠀
This will keep your space organized and roomy⠀⠀⠀⠀⠀⠀⠀⠀⠀
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🔸Let in as much natural light as possible!⠀⠀⠀⠀⠀⠀⠀⠀⠀
It makes the room feel lighter and spacious⠀⠀⠀⠀⠀⠀⠀⠀⠀
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🔸Consider adding plants (real or artificial)⠀⠀⠀⠀⠀⠀⠀⠀⠀
There’s something about plants that promotes a positive “vibe” and adds vibrance to any room⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Need more seller tips? Contact me today!

5 Mortgage Myths — DEBUNKED!⁣⠀⠀⠀⠀⠀⠀⠀⠀⠀
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MYTH: You have to have a 20% down payment to buy a house. ⁣⠀⠀⠀⠀⠀⠀⠀⠀⠀
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TRUTH: Different loans require different down payments—some as low as 0%!⁣⠀⠀⠀⠀⠀⠀⠀⠀⠀
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MYTH: Pre-qualified means the same thing as pre-approved. ⁣⠀⠀⠀⠀⠀⠀⠀⠀⠀
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TRUTH: A pre-qualification is a quick assessment of how much money you can borrow based on info you provide—no documentation necessary. A pre-approval letter indicates you’ve provided financial information to a lender and they have approved you for a designated loan amount. Serious about buying? Get pre-approved.⁣⠀⠀⠀⠀⠀⠀⠀⠀⠀
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MYTH: You need a stellar credit score to get a mortgage.⁣⠀⠀⠀⠀⠀⠀⠀⠀⠀
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TRUTH: For a conventional loan backed by Fannie Mae or Freddie Mac, the minimum score required is 620. The lowest credit score to buy a house with an FHA loan is 580. Mortgages are out there for folks with a wide range of credit scores. Plus, there are things you can do to improve it along the way. ⁣⠀⠀⠀⠀⠀⠀⠀⠀⠀
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MYTH: You don’t need to shop mortgage rates. They’re the same no matter where you go.⁣⠀⠀⠀⠀⠀⠀⠀⠀⠀
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TRUTH: Just like any major purchase, shop around! Not all mortgage rates are the same. Closing costs and other fees can vary from one lender to another.⁣⠀⠀⠀⠀⠀⠀⠀⠀⠀
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MYTH: It’s cheaper to rent a home than it is to own a home.⁣⠀⠀⠀⠀⠀⠀⠀⠀⠀
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TRUTH: Owning builds equity, offers tax benefits, and gives you a predictable payment year after year. Not to mention, buying now allows you to lock in historically low rates.⁣⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Don’t be fooled by every mortgage myth you hear! Talk to folks who know the truth and can help make homeownership a reality for you.⁣⠀⠀⠀⠀⠀⠀⠀⠀⠀