Step By Step Financial Wellness

🚨It’s Tax time, you should have received all W2s from your employers by this point. Here are a few tips to keep in mind:

‼️If you have a garnishment that may take your taxes, you need to complete the IRS 8944 form. But it must be approved first, the deadline is February 13, 2024.

‼️If you have any debts, now is the time that debt collectors will constantly contact you. DO NOT PAY THEM WITHOUT VALIDATING THE DEBT! They know you have your taxes in motion so they know you’ll be more willing to pay.

‼️If your yearly income is $45k or less, you can file your state and federal return FOR FREE through freetaxusa.com …. Save yourself hundreds in prep fees!

Want to achieve financial success, wellness, freedom…or whatever you want to call it???

Here’s what you need to do with your money after you’ve earned it:

1️⃣Intentionally SPEND your money using a spending plan

2️⃣SAVE money for rainy days, emergencies, or future plans

3️⃣Have good credit to be able to BORROW money when needed

4️⃣INVEST your money so that it works for you and grows

5️⃣PROTECT the things money buys and pays for (ie insurance)

At .financialwellness we focus on the first 3️⃣ pillars: Spend, Save, & Borrow. Those are the foundation for your financial future.

You can’t master the future without having the basics down! Do you agree? Comment 🙌🏽 below

Been posting on IG! If you’re not already following, be sure to for credit and lending tips!

🚨 If you’ve wanted to check your credit but didn’t want to pay for it, here’s your chance! Spend the last quarter of 2022 getting your credit right! Take advantage of this because it may not happen again. ➡️Since 2020, they’ve allowed consumers to get free copies of their credit report every week. Two years later were still able to take advantage of this! Don’t miss out. #freebie #creditbasics #backtothebasics #creditrepair #creditmonitor #money #millennials #loans #transunion #experian #equifax

👂 Have you heard? Annual Credit Report has extended the time for consumers to get a FREE copy of their credit report EVERY WEEK!

💳 Yes, that is right, each week (instead of once a year) you can monitor all three credit reports.

Free weekly credit reports during COVID extended through December 2022 The three national credit reporting agencies — Equifax, Experian, and TransUnion — have extended until December 31, 2022 a program that lets you check your credit report at

Happy Monday! It’s almost the end of April, what is one money goal you ccomplished this month?
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