Vargas Agency

Mistakes everyone makes when buying home insurance:
1. Letting the lender pick their policy and never reviewing it
2. Thinking the cheapest quote = the best deal
3. Not understanding what their deductible actually means
4. Assuming everything is covered
5. Ignoring exclusions like wind, water, or sewer backup
6. Not updating coverage after renovations or upgrades
7. Not asking what would actually happen if they had a claim

Families, business owners, investors you name it we protect it.