Insure Well with Mel

Fast Fact: IRMAA is based on your Modified Adjusted Gross Income (MAGI), which includes your adjusted gross income plus tax-exempt interest.

Medicare Supplement (Medigap) plans are designed to help pay some of the out-of-pocket costs that Original Medicare does not fully cover, such as deductibles, copayments, and coinsurance. These plans work alongside Medicare Parts A and B.