Michael D Chatman Astute Home Advisor

Michael D Chatman Astute Home Advisor

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05/08/2025

THE APPRAISAL BEFORE THE APPRAISAL” is now LIVE on YouTube!

🔍 Ever had a deal fall apart because of the appraisal?
I broke down exactly how I helped my client avoid that headache before it even happened. This is next-level real estate game that every buyer, seller, and agent needs to understand.

👀 Watch it now: https://link.msgsndr.com/sp/e99a1899212
Then drop a comment and let me know your biggest takeaway.

💼 This one is for the culture, for the closers, and for the families out here trying to win.

https://link.msgsndr.com/sp/721774301a0

03/31/2025

🚨 NEW TOUR JUST DROPPED ON YOUTUBE! 🚨
Y’all kept asking for the full walkthrough… so I hit record 🎥

📍Kindred Ranch 2 – DeSoto, TX
This new construction is a whole vibe—from the open layout to the oversized island, it’s giving “Babe… this might be the one” energy all day.

If you're relocating, house-hunting from out of town, or just curious about what DeSoto has to offer… this one’s for you.

👉 head to my channel to watch the full tour
🎯 Don’t just dream it. Walk through it.

🔗 https://youtube.com/?si=MSifwcvxLtJwzi4-



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03/25/2025

Embracing change today, with faith-fueled action! Here in DeSoto, TX, it's a warm 68°F, climbing to 89°F—just like we're elevating our goals today!​

Reflecting on Mark 10:52: "Your faith has made you well." Let's combine belief with bold steps to transform our dreams into reality.​

Real Estate Snapshot:
Median Sales Price: DeSoto homes averaging $350K, up 3.8% from last year.​

Interest Rates: VA Loans at 5.721% (APR: 5.762%), Conventional at 6.359% (APR: 6.423%).​

24-Hour Market Activity:
New Listings: 2​
Under Contract: 3​
Pending Sales: 2​
Closed Sales: 1​

The market's moving—are you ready to make your move?​

02/26/2025

🏡 FELLAS, IT’S TIME TO PUT YOUR FAMILY IN A HOME! 🏡

Real talk—your wife and kids deserve stability. A place they can truly call home. And guess what? You CAN make it happen! Here’s what you need to qualify:

1️⃣ CREDIT SCORE
✔️ 580+ for FHA
✔️ 620+ for Conventional

2️⃣ DOWN PAYMENT
✔️ FHA: 3.5% down
✔️ Conventional: 5% down

💰 Let’s do the math:
Looking at a 3 bed/2 bath home for $375,000—

FHA: $375,000 x 3.5% = $13,125 down
Conventional: $375,000 x 5% = $18,750 down
(That’s like skipping out on a few nights of DoorDash, sneakers, and playing numbers 🤣… but for real, a little sacrifice now sets your family up for generational wealth. 💪🏾🏡)

3️⃣ WORK HISTORY
✔️ Self-employed? Last 2 years of tax returns 📄
✔️ W2 employee? Proof of work history for the last 2 years

🗣️ BRO, STOP WAITING & STOP MAKING EXCUSES! Your family needs a home, not another rental. The house you want is within reach—you just need the right plan. That’s where I come in.

📩 DM me if you’re serious about finally putting your family in a home. Let’s make it happen!

🔗 Start Your Homeownership Journey Here https://www.showingnew.com/astute

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