Esther Fernandez, Realtor, Rendon Realty

Open House: Saturday, April 18th from 10am - 5pm! 720 Cresent Dr., DeSoto, Tx 🏡

🐜🏠 Termites - these tiny creatures can cause big problems for homeowners! Here's how:

1️⃣ Structural Damage: Termites primarily feed on wood. Over time, they can weaken the wooden structures of a home, including support beams, floor joists, and even the walls, which can lead to significant structural damage.

2️⃣ Aesthetic Harm: They don't stop at structural wood. Termites can also damage plaster, drywall, and even some types of paint, causing unsightly damage and decreasing your home's visual appeal.

3️⃣ Decreased Home Value: The presence of termites can drastically decrease a home's value. Even if an infestation is cleared, the structural damage caused may deter potential buyers or lower the sale price.

Remember, termite damage is usually not covered by home insurance policies, so prevention is key. Regular home inspections can help catch an infestation early before significant damage occurs. If you suspect a termite problem, consult a professional pest control service immediately. 🐜🔍🏠



Esther Fernandez
Dallas realtor
DFW realtor
Hablo Espanol

New listing in Gainesville TX

Ever come across the term "Private Mortgage Insurance" or PMI and wondered what it's all about? Let's break it down! 💡🔎

Private Mortgage Insurance is a type of insurance that you may be required to pay if you're buying a home with less than 20% down payment. This insurance protects the lender (not you, the borrower) in case you default on the mortgage. 🏦💰

PMI is usually a monthly fee added to your mortgage payment. The cost varies, but it's typically between 0.5% and 1% of the entire loan amount per year. So, if your loan is $200,000 and your PMI rate is 1%, you'd pay about $2000 in PMI per year, or roughly $167 per month. 📅💲

The good news is, PMI isn't forever! Once you've built up 20% equity in your home (either by paying down your mortgage or through home value increase), you can typically request to cancel your PMI. 🎉💪

Always ask questions and understand your mortgage terms. Reach out if you need more info on PMI or anything home-related! 📚💡



Esther Fernandez
Dallas realtor
DFW realtor
Hablo Espanol