Gibb Insurance Services

When a business grows, two things that tend to change quickly are inventory levels and headcount. Growth in both of these areas can create gaps in your insurance coverage in ways that are easy to miss until something goes wrong.

If your business is carrying more inventory than it was when your policy was written, your current property limits may not fully cover a loss from a fire, theft, or other covered event.

Similarly, adding employees changes your workers' compensation calculations and liability exposure, and payroll classifications may need to be updated to accurately reflect the work your team is actually doing.

If either of these has shifted for your business this year, it is worth taking a closer look at your current coverage. Give us a call, and we can help you determine whether your policy still fits your business today.

With six months remaining in the year, now can be an ideal time to review your health savings account (HSA) and flexible spending account (FSA) balances. Swipe for more information on 2026 limits and what to review.

We encourage you to log in to your account, check your current balance, and think about any upcoming medical needs or appointments where these funds could be put to good use. And as always, if you have questions about your coverage, your benefits, or how to make the most of your HSA or FSA, don't hesitate to reach out. Our team is always happy to help.

Average Home Insurance Cost in Texas | GIBB Insurance See real average home insurance costs in Texas by zip code across DFW and The Woodlands, what drives your rate, and how to get a quote built to protect you.