MBTQ Insurance

Celebrating my 3rd year on Facebook. Thank you for your continuing support. I could never have made it without you. 🙏🤗🎉

Updates, we are still building and testing our platform

here’s the updates with our personal AI assistant, Monica

like Monica? here is our referral code for you to try (no scams, of course) https://monica.im/invitation?c=NW0CV8OS

Health Maintenance Organization ( ) plan is one of the most type of health . Must use HMO network through your Primary Care Physician,

: lower and lower .

Good for and doesn’t have many issues

HA High Deductible Health Plan (HDHP) typically offers lower premiums but comes with higher out-of-pocket costs upfront. Employers often pair HDHPs with a Health Savings Account (HSA), which can help cover part or all of the deductible. You can also contribute pre-tax dollars into an HSA to pay for medical expenses, which saves you around 30 percent. Additionally, depending on your age, certain preventive services like mammograms, colonoscopies, annual wellness visits, and vaccines may be covered at no extra cost—even if you haven’t met your deductible.

An HDHP can come in various forms, including HMO, POS, PPO, or EPO.