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Many people either pay too much for an adequate policy, or they pay bargain rates for something that doesn’t cover them well enough.

Many consumers who are young and don’t have a lot of assets don’t think about this type of family protection. Unfortunately, even the young and healthy can die in accidents or sudden illnesses.

During the major ice storm back in February of 2021, many Texans found that their insurance was insufficient to cover all their losses. Their policies covered the burst pipes but not for the items damaged or destroyed from them.

While personal auto insurance will keep you legal while driving for yourself, there are extra coverage requirements for Uber or Lyft drivers.

“As TX recovers, homeowners may end up filing more insurance claims from this calamity than after any other weather event in state history. That’s particularly notable for a state that has been walloped by its fair share of costly hurricanes.” - Forbes.com