Gernt Insurance

Quick local question:
If you drive your golf cart around the neighborhood or to the clubhouse…
Is it insured like a car?

Sometimes yes.
Sometimes no.

Policies treat golf carts differently depending on how and where they’re used.

This week’s micro-action:
Ask yourself, “If I had an accident in it, would I be covered?”
If you’re unsure, we can explain your options in about five minutes.

Gernt Insurance Group
📞 (931) 484-3448
📍 171 Lantana Road, Crossville, TN 38555
🌐 gernt.com

Living near the lake is one of the best parts of being here.

But here’s something many lakefront homeowners don’t realize:
Docks aren’t always automatically covered the way you think they are.

If you have a dock, boat slip, or waterfront structure, it’s worth asking:

Is it listed specifically on my policy?

That’s it. Just check.

If you want clarity before summer storms roll through, we’re here to help.

Gernt Insurance Group
📞 (931) 484-3448
📍 171 Lantana Road, Crossville, TN 38555
🌐 gernt.com