Cornerstone Insurance & Financial

Happy Independence Day! Today, and every day, we're grateful for those who sacrificed greatly for our freedom. We hope you enjoy a safe and relaxing holiday with family and friends. 🇺🇸

Think of your Medicare number like a credit card; it’s valuable and deserves your protection. 🛡️

Keep it secure by only sharing it with trusted providers, your health or drug plan, or licensed agents. Never give it out in response to unsolicited calls, texts, or emails. Medicare will never initiate contact to ask for your personal information. Staying vigilant helps prevent identity theft, fraudulent billing, and disruptions to your care.

If you're ever unsure, hang up and call 1‑800‑MEDICARE to verify. Don't forget: our team is always here to help you identify potential scams!

Could your income affect your Medicare costs more than you expect? 💡

Many people are surprised to learn which types of income can trigger higher Medicare premiums through IRMAA. This interactive quiz helps break down what really counts and what does not, so you can better understand how income impacts your Medicare expenses. If you are planning ahead or reviewing your finances, this is worth exploring.

👉 Take the quiz and learn more: https://loom.ly/MUcQvcU

The IRMAA Income Trap Quiz: What Really Counts? From municipal bonds to Roth conversions — take our quiz to find out if you know which income streams push you into higher Medicare brackets.

Scammers often target older adults by creating urgency, fear, or promises that sound too good to be true. From fake government calls to financial schemes, knowing what to watch for is one of the best ways to stay protected. This article highlights the most common financial scams affecting older adults today and offers practical tips to help you recognize the warning signs before it’s too late.

👉 Read the full article to learn how to protect yourself: https://loom.ly/iddAYp0

Top 5 Financial Scams Targeting Older Adults and How to Avoid Them Financial targeting seniors often go unreported or can be difficult to prosecute. Find out how you can stop scams targeting .