Lifetime Financial Growth Benefits

November marks the final stretch before the January 1 renewal season — and we’re fully geared up to help you navigate it. Between employer renewals and Medicare Annual Enrollment, our team is busy meeting with clients and preparing for the year ahead. But even while we’re on the road, we’re still here to keep you informed.

In this month’s newsletter, we cover everything from finalized 2025 ACA reporting forms and the adjusted 2026 PCORI fee amount to state-by-state minimum wage updates, health plan compliance deadlines, and insights on open enrollment communication tools like our Employee Benefits Acronym Cheat Sheet. You’ll also find timely articles on prescription drug formularies, primary care myths, new federal guidance on fertility benefits, and the overlap between FMLA and workers’ compensation.

And that’s just a preview. You can always visit your HR Client Portal — a comprehensive library of HR, benefits, and compliance resources designed to help you stay one step ahead this renewal season. https://app.zywave.com/mailing/view/b70ddb26-2f9a-4e41-8b61-457a1140532f

Discover how our Medicare consultations can simplify your choices and empower you to make informed decisions about your health coverage. With personalized guidance, navigating the complexities of Medicare has never been easier.