Owens Insurance Agency

Spring and summer bring longer days and bigger project schedules. If your business is ramping up during this period, now's the time to review your coverage and ensure it's fully protected during busy periods. Even small gaps in coverage can let minor issues escalate into costly ones.

We’re here to help you ensure your business is fully protected. If you want to get started with a new construction policy or layer on additional coverages, don’t hesitate to reach out.

We enjoyed sponsoring the sand castle and volleyball at Independent Insurance Agents of Mississippi last week!

Not every equipment problem is an insurance claim. One of the most important things to understand is where coverage ends and where maintenance, scheduling, or policy setup issues begin. Swipe to learn what would not be covered by tools and equipment coverage.

Now is a good time to review your current policy, confirm which items are scheduled correctly, and identify any gaps before they become costly surprises. We can help you review your coverage package and ensure your tools and equipment are properly insured.

Summer brings a surge in client activity and, with it, hard-to-place risks, specialty coverage requests, and tight timelines. That’s where having the right wholesale partner makes all the difference.

We are here to help you move faster, place more policies, and keep your clients covered when standard markets fall short.

Give us a call today and let us work together this summer. We are here to help support you.

June is National Homeownership Month, which makes now a good time to ask an important question: Does your homeowners insurance still match the home you have today? Many homeowners set their policy once and rarely revisit it, but when updates are made or coverage needs change, coverage can quickly become outdated, leading to costly surprises at claim time.

Here are a few common homeowners insurance mistakes to avoid.

🏠 Unreported renovations - Kitchen upgrades, finished basements, or added structures such as sheds or garages can increase replacement costs, but current coverage may not reflect recent upgrades.

🏠 No home inventory - Without photos, receipts, or a basic list of belongings, it can be harder to document losses and support a claim.

🏠 Missing endorsements - Endorsements (also referred to as riders) can increase limits for high-value items or add coverage for things like sewer backup or equipment breakdown. If you’ve added valuable items or your needs have changed, adding an endorsement can help ensure that your home remains fully covered.

A policy review now can help catch small issues before they become bigger problems during a claim. Contact our office, and we can help you review your homeowners policy and ensure your coverage reflects your home, belongings, and current needs.