Amber Worthen - Coldwell Banker

With mortgage rates fluctuating, you may be wondering how you can secure the lowest interest rate possible. Mortgage lenders will consider your credit score, the type of loan you’re applying for, the terms of the loan, and the size of your down payment before offering a rate. You want to focus on improving these areas where possible before you start applying for loans.

To learn more, talk with a lender to better understand the impact these factors can have on mortgage rates. And be sure to work with a trusted real estate agent who can guide you through the whole process.

The most wonderful time of year is finally here!